function EXk_Mortgage_Rates_Daily (sPID, nWidth, sBG_Color, bBorder_On, sBorder_Color, sFontName, nFontSize) {
    if (typeof(sFontName)=='undefined') {
        sFontName='Arial';
    }
    if (typeof(nFontSize)=='undefined') {
        nFontSize='12';
    }
    if (typeof(nWidth)=='undefined') {
        nWidth='500';
    }
    if (typeof(sBG_Color)=='undefined') {
        sBG_Color='E8E8E8';
    }
    sTFCFontColor='000080';
    if (sBG_Color==sTFCFontColor || sBG_Color=="000000") {
        sTFCFontColor='FFFFFF';
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    sNeutralColor='000000';
    if (sBG_Color==sNeutralColor) {
        sNeutralColor='FFFFFF';
    }
    if (typeof(bBorder_On)=='undefined') {
        bBorder_On='yes';
    }
    if (typeof(sBorder_Color)=='undefined') {
        sBorder_Color='808080';
    }
    sHTML="";
    sHTML=sHTML+"   <font color='" + sBorder_Color + "' face='" + sFontName + "' size='1'>Major Mortgage Rates</font><br>";
    sHTML=sHTML+"   <applet code='ascroll.class' codebase='http://www.thefinancials.com/free' width='" + nWidth + "' height='26'>";
    sHTML=sHTML+"   <param name='applet_width' value='" + nWidth + "'>";
    sHTML=sHTML+"   <param name='applet_height' value='26'>";
    sHTML=sHTML+"   <param name='regcode' value='ahs4457t8'>";
    sHTML=sHTML+"   <param name='info' value='Applet by Gokhan Dagli,www.appletcollection.com'>";
    sHTML=sHTML+"   <param name='bgcolor' value='" + sBG_Color + "'>";
    sHTML=sHTML+"   <param name='border' value='" + bBorder_On + "'>";
    sHTML=sHTML+"   <param name='border_color' value='" + sBorder_Color + "'>";
    sHTML=sHTML+"   <param name='mouse_over' value='stop'>";
    sHTML=sHTML+"   <param name='scroll_delay' value='16'>";
    sHTML=sHTML+"   <param name='xspace' value='6'>";
    sHTML=sHTML+"   <param name='target_frame' value='_top'>";
    sHTML=sHTML+"   <param name='text1' value='theFinancials.com'>";
    sHTML=sHTML+"   <param name='link1' value='http://www.theFinancials.com'>";
    sHTML=sHTML+"   <param name='font1' value='" + sFontName + ",0," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color1' value='" + sTFCFontColor + ",0000CC'>";
    sHTML=sHTML+"   <param name='status_bar_msg1' value='Compelling Content for Websites &amp; Investors'>";
    sHTML=sHTML+"   <param name='yposition1' value='16'>";
    sHTML=sHTML+"   <param name='text2' value='-  add to your site FREE'>";
    sHTML=sHTML+"   <param name='link2' value='http://www.theFinancials.com/LoadSample.html?style=Ticker&styleid=F&title=Major%20Mortgage%20Rates&id=2367&file=EXk_Mortgage_Rates_Daily&branding=C'>";
    sHTML=sHTML+"   <param name='font2' value='" + sFontName + ",0," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color2' value='" + sTFCFontColor + ",0000CC'>";
    sHTML=sHTML+"   <param name='status_bar_msg2' value='add to your site FREE'>";
    sHTML=sHTML+"   <param name='yposition2' value='16'>";
    sHTML=sHTML+"   <param name='text3' value='30 Year FRM: 5.88%+0.26% '>";
    sHTML=sHTML+"   <param name='link3' value='http://www.theFinancials.com/currencies/GotoLibrary.html?id=2255'>";
    sHTML=sHTML+"   <param name='font3' value='" + sFontName + ",0," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color3' value='00BF00,00BF00'>";
    sHTML=sHTML+"   <param name='status_bar_msg3' value='Click to view Chart of 30 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class, 5.88% as of 24-Jun-2005 Close'>";
    sHTML=sHTML+"   <param name='yposition3' value='20'>";
    sHTML=sHTML+"   <param name='text4' value='15 Year FRM: 5.43%-0.34% '>";
    sHTML=sHTML+"   <param name='link4' value='http://www.theFinancials.com/currencies/GotoLibrary.html?id=2252'>";
    sHTML=sHTML+"   <param name='font4' value='" + sFontName + ",0," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color4' value='FF0000,FF0000'>";
    sHTML=sHTML+"   <param name='status_bar_msg4' value='Click to view Chart of 15 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class, 5.43% as of 24-Jun-2005 Close'>";
    sHTML=sHTML+"   <param name='yposition4' value='14'>";
    sHTML=sHTML+"   <param name='text5' value='3/1 ARM: 5.91%+0.11% '>";
    sHTML=sHTML+"   <param name='link5' value='http://www.theFinancials.com/currencies/GotoLibrary.html?id=2258'>";
    sHTML=sHTML+"   <param name='font5' value='" + sFontName + ",0," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color5' value='00BF00,00BF00'>";
    sHTML=sHTML+"   <param name='status_bar_msg5' value='Click to view Chart of 3/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class, 5.91% as of 24-Jun-2005 Close'>";
    sHTML=sHTML+"   <param name='yposition5' value='20'>";
    sHTML=sHTML+"   <param name='text6' value='5/1 ARM: 5.31%-0.60% '>";
    sHTML=sHTML+"   <param name='link6' value='http://www.theFinancials.com/currencies/GotoLibrary.html?id=2474'>";
    sHTML=sHTML+"   <param name='font6' value='" + sFontName + ",0," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color6' value='FF0000,FF0000'>";
    sHTML=sHTML+"   <param name='status_bar_msg6' value='Click to view Chart of 5/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class, 5.31% as of 24-Jun-2005 Close'>";
    sHTML=sHTML+"   <param name='yposition6' value='14'>";
    sHTML=sHTML+"   <param name='text7' value='7/1 ARM: 5.52%+0.09% '>";
    sHTML=sHTML+"   <param name='link7' value='http://www.theFinancials.com/currencies/GotoLibrary.html?id=2478'>";
    sHTML=sHTML+"   <param name='font7' value='" + sFontName + ",0," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color7' value='00BF00,00BF00'>";
    sHTML=sHTML+"   <param name='status_bar_msg7' value='Click to view Chart of 7/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class, 5.52% as of 21-Jun-2005 Close'>";
    sHTML=sHTML+"   <param name='yposition7' value='20'>";
    sHTML=sHTML+"   <param name='text8' value='&nbsp;&nbsp;- view charts &amp; history'>";
    sHTML=sHTML+"   <param name='link8' value='http://www.theFinancials.com/GotoReport.html?site=VORTEX&id=EX_Mortgage_Rates_Daily.html'>";
    sHTML=sHTML+"   <param name='font8' value='" + sFontName + ",0," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color8' value='" + sTFCFontColor + "," + sTFCFontColor + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg8' value='Click to view charts and historical comparisons: '>";
    sHTML=sHTML+"   <param name='yposition8' value='16'>";
    sHTML=sHTML+"   <param name='text9' value='&nbsp;&nbsp;&#169; theFinancials.com'>";
    sHTML=sHTML+"   <param name='link9' value='http://www.theFinancials.com'>";
    sHTML=sHTML+"   <param name='font9' value='" + sFontName + ",0," + nFontSize + "'>";
    sHTML=sHTML+"   <param name='color9' value='" + sTFCFontColor + "," + sTFCFontColor + "'>";
    sHTML=sHTML+"   <param name='status_bar_msg9' value='&#169; theFinancials.com & '>";
    sHTML=sHTML+"   <param name='yposition9' value='16'>";
    sHTML=sHTML+"   </applet>";
    return sHTML;
}